Beginning Farmer & Land Access
Beginning Farmer Business & Industry Loan Guide
A guide to the Business and Industry loan program. It helps rural business owners learn how guaranteed loans work and what to prepare before approaching a lender.
GuideBeginning Farmer & Land AccessFree PDF
The steps on this page
- Learn the program purpose
- Review the current program notice
- Check eligibility
- Find participating lenders
- Prepare a business plan
- Prepare financial statements
- Gather collateral information
- Discuss with Rural Development
- Track the application
How to use this guide
Read the steps once through before you start, then keep the page nearby while you work. Use the notes lines to add what your own setup needs.
Where to check the details
This sheet is a general template, so confirm specifics with your own manuals, labels and local rules. For current official guidance, start with USDA Rural Development and USDA.
For more in this area, see the farm money and loan guides. Between chores, farm.FM has farm humor, including Corn Prices Stagnate as Agritainment Booms; Farmer Announces New Business Model Where Americans Pay Him to Harvest Nothing, Feed Nobody and Complain About Mud, and agribusiness farm stories.