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Beginning Farmer & Land Access

Beginning Farmer Land Contract Guide

A guide to land contracts for beginning farmers. It explains the basic idea of seller financing and the questions to ask before agreeing to one.

Download free PDF1 page, US Letter, prints clean in black and white

GuideBeginning Farmer & Land AccessFree PDF

The steps on this page

  1. Learn how land contracts work
  2. Understand who holds title
  3. Review payment terms
  4. Check taxes and insurance duties
  5. Understand default terms
  6. Review seller background
  7. Check title and liens
  8. Have an attorney review
  9. Record the contract properly

How to use this guide

Pin it up in the shop or barn. The numbered steps are a short reminder, and the notes lines are for details specific to your operation.

Where to check the details

This sheet is a general template, so confirm specifics with your own manuals, labels and local rules. For current official guidance, start with USDA Farm Service Agency and eXtension.

For more in this area, see the farm finance explained. Between chores, farm.FM has farm humor, including The Farmer, and agribusiness farm stories.

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