Farm Business & Financial Management
Operating Loan Worksheet
A worksheet for planning an operating loan, matching borrowed money to the inputs and costs it will cover. Producers use it to estimate how much to request and when to repay.
WorksheetFarm Business & Financial ManagementFree PDF
What you fill in
- Operating plan for the season
- Costs to be financed
- Expected sales and timing
- Amount requested from lender
- Lender and loan type
- Collateral you can offer
- Planned draw dates
- Planned repayment dates
- Repayment source and backup plan
How to use this worksheet
Work down the lines and fill in what you know. Leave a line blank if you need to look something up, then come back and finish it.
Where to check the details
This sheet is a general template, so confirm specifics with your own manuals, labels and local rules. For current official guidance, start with Farmers.gov Loans and FSA Farm Loans.
For more in this area, see the farm money and loan guides. Between chores, farm.FM has farm humor, including Dairy Heifer Costs More Than a Car; Loan Officer Still Wants 20 Percent Down, and agribusiness farm stories.