Farm Business & Financial Management
Farm Insurance Coverage Checklist
A checklist of coverage areas to review with your insurance agent for the farm. Helps owners find gaps in property, liability, crop, livestock and business protection.
ChecklistFarm Business & Financial ManagementFree PDF
What is on this checklist
- Farm dwelling and outbuildings
- Machinery and equipment
- Stored crops and feed
- Livestock and poultry
- Farm liability coverage
- Commercial vehicles and farm use
- Employee injury coverage
- Business interruption and income loss
- Umbrella or excess coverage
- Policy limits and exclusions
How to use this checklist
Use one sheet per unit, pen or field. Date it, sign it, and file the finished copy so you can look back at what was found and fixed.
Where to check the details
This sheet is a general template, so confirm specifics with your own manuals, labels and local rules. For current official guidance, start with USDA Risk Management Agency and USDA.
For more in this area, see the farm loans, grants and taxes. Between chores, farm.FM has farm humor, including Farm Simulator 25 Player Demands Crop Insurance After Losing Virtual Corn, and agribusiness farm stories.