Farm Business & Financial Management
Farm Disability Insurance Checklist
A checklist for reviewing disability insurance for farm owners and workers. Helps you check what income would be protected if an injury or illness stopped work.
ChecklistFarm Business & Financial ManagementFree PDF
What is on this checklist
- Farm income that needs protecting
- Policy owner and insured people
- Definition of disability in the policy
- Waiting period before benefits
- Length of benefit payments
- Farm work covered by the policy
- Exclusions and limits
- Who would run the farm during recovery
- Agent questions and answers
How to use this checklist
Print a few copies and keep them where the work happens. Go item by item, tick OK, FIX or N/A, and write what needs attention in the notes.
Where to check the details
This sheet is a general template, so confirm specifics with your own manuals, labels and local rules. For current official guidance, start with OSHA and eXtension.
For more in this area, see the farm money and loan guides. Between chores, farm.FM has farm humor, including Farm Simulator 25 Player Demands Crop Insurance After Losing Virtual Corn, and agribusiness farm stories.