Farm Business & Financial Management
Farm Liability Insurance Audit
An audit checklist for farm liability insurance, helping owners find uncovered activities and gaps before a claim. Covers visitors, workers, vehicles, products and custom work.
ChecklistFarm Business & Financial ManagementFree PDF
What is on this checklist
- Visitors and guests on the farm
- Farm product sales
- Employees and helpers
- Vehicles used for farm work
- Custom work for others
- Rented land and buildings
- Animals and fencing
- Chemical use and drift
- Umbrella coverage and extra limits
- Policy limits and exclusions
How to use this checklist
Work down the list in the same order each time so nothing gets skipped. Anything marked FIX should be handled before the job starts and written down.
Where to check the details
This sheet is a general template, so confirm specifics with your own manuals, labels and local rules. For current official guidance, start with USDA Risk Management Agency and OSHA.
For more in this area, see the Farm Money and Grants. Between chores, farm.FM has farm humor, including Farm Insurance Covers Fire, Flood and Hail, But Not the Cost of Farming, and agribusiness farm stories.