Beginning Farmer & Land Access
Farm Insurance Checklist for New Farmers
A checklist to help new farmers review insurance needs. It covers the common coverage types to ask an agent about for a farm business for a new farm business.
ChecklistBeginning Farmer & Land AccessFree PDF
What is on this checklist
- Farm property coverage
- General liability coverage
- Crop insurance options
- Livestock coverage options
- Equipment and vehicle coverage
- Workers compensation rules
- Product liability for food sales
- Health and disability coverage
- Agent contact and quotes
How to use this checklist
Fill in the farm, date and your name, then walk the job with the sheet in hand. A habit of five minutes on this list tends to catch small problems early.
Where to check the details
This sheet is a general template, so confirm specifics with your own manuals, labels and local rules. For current official guidance, start with USDA Risk Management Agency and USDA.
For more in this area, see the farm finance explained. Between chores, farm.FM has farm humor, including Farm Insurance Covers Fire, Flood and Hail, But Not the Cost of Farming, and agribusiness farm stories.